“Save a little money each month and at the end of the year, you’ll be surprised at how little you have.”-Ernest Haskins
Lahat tayo ay sang ayon sa kagandahan ng pag iimpok, sabi nga ng mga nakakatatanda, "Kung may isinuksok may madudukot". Ngunit habang tayo`y nag iimpok ay mararamdaman natin na hindi ito ganun kadali, bagkos madalas hindi natin ito natatapos o nakukompleto. Pero maniwala kayo o sa hindi, possible mag impok para sa short term at longterm nating layunin, Basta`t ating nanaisin ng may disiplina sa ating sarili.
Isa sa pinaka madaling paraan ng pag iimpok ay ang gumawa ng pormulasyon na ating mahigpit na susundin. ito ang tinatawag na 10-20-70 Rule.
- 10% ng ating Monthly income ay ilagak ninyo sa mabuting gawain ( Good Deed ).
"Give, and it will be given to you. They will pour into your lap a good measure, pressed down, shaken together, and running over. For by your standard of measure it will be measured to you in return."
Luke 6:38
- 20% ng ating Monthly income ay ilagak sa Savings. Savings para sa ating kinabukasan, tulad ng retirement age, emergencies, business plans, etc.
- 70% naman ng ating Monthly Income ay para sa ating Monthly expenses. Tulad ng Budget para sa pagkain, kuryente, tubig, upa sa bahay, transportation etc.
Pay yourself first by putting a portion of your paycheck directly into the bank. This is the most effective way to save money. If you never see the money, you won’t miss it.
“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” —Robert Kiyosaki
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