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Bakit kailangan natin ng Insurance?

According to Xuan Nguyen, you can either: (1) die too young or, (2) live too long. Here’s the key: Both problems need to be addressed. Dying too young and you don’t have anything to leave for your family it just means that you’re also leaving a financial burden. Ano na ang mangyayari sa mga naiiwan natin lalo’t nakadepende sila sa atin, part of being responsible family member we need to leave something for them after death. Isa sa nagiging problema natin after retirement stage ay living too long, kung saan hindi nagiging sapat ang retirement fund natin. Dying too young and living too long, isa lang ang maari kong maisagot dyan, dapat magkaroon tayo ng proteksyon sa pamamagitan ng pagkuha ng insurance na kung saan ito’y magsisilbing tulong sa mga pamilyang maiiwan natin. Bahagi ng paniniwala ng ordinaryong Pilipino na ang pagkuha ng insurance ay isang hindi m...

The 10 20 70 Rule

“Save a little money each month and at the end of the year, you’ll be surprised at how little you have.”-Ernest Haskins Lahat tayo ay sang ayon sa kagandahan ng pag iimpok, sabi nga ng mga nakakatatanda, "Kung may isinuksok may madudukot". Ngunit habang tayo`y nag iimpok ay mararamdaman natin na hindi ito ganun kadali, bagkos madalas hindi natin ito natatapos o nakukompleto. Pero maniwala kayo o sa hindi, possible mag impok para sa short term at longterm nating layunin, Basta`t ating nanaisin ng may disiplina sa ating sarili. Isa sa pinaka madaling paraan ng pag iimpok ay ang gumawa ng pormulasyon na ating mahigpit na susundin. ito ang tinatawag na 10-20-70 Rule. 10% ng ating Monthly income ay ilagak ninyo sa mabuting gawain ( Good Deed ). Halimbawa nito ay gumawa kayo ng mabubuti sa inyong kapwa, tulad ng pagbibigay sa simbahan, pag tulong sa nangangailangan, pagpapakain sa mga nagugutom at iba pa. "Give, and it will be given to you. They will...

Ingredients of Success By: Jenelyn O. General Everyone wants to succeed, but only a few follow stick to their plans and pursue it. We always heard that success doesn’t achieve overnight. Yes, it’s really true because success needs ingredients (it may not be perfect) that triggers us to accomplish our dreams in life. People tend to mimic other people’s journey, but all I can say is that my fate is not your fate, and everyone’s fate is unique. To succeed all we need is to have strategies that will continue to push us beyond our comfort zone. The following are my ingredients in achieving success: 1. Know what you want In order to achieve success, the first thing you need to do is to ask yourself, what you really want in life? The moment you identify you want to achieve in life (Kaaabboomm!), you’ve already accomplished the first step. Knowing what you want will serve as your direction...

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